Debt Settlement

After conducting a thorough analysis of your entire financial burden, debt settlement becomes our next step. Our experts’ negotiation skills and network can save our clients a significant amount of money. Individuals must determine how much they can save and how quickly they can become debt-free. Therefore, we negotiate on behalf of our clients with their creditors and propose settlements for various debts in ways that suit them:

Credit Cards

IDMS experts negotiate with creditors to settle credit card debts based on the client’s affordability:

• The full and final settlement
• 0% interest installment plans
• Installment plans for up to 4 years with reduced interest rates
• Waiver of late charges and over-the-limit fees

Personal Loans

Additionally, we assist in settling personal loans in the following ways, as per the client’s suitability:

• Full and final settlement in one payment
• 0% interest installment plans
• Waiver of late charges and over-the-limit fees

IDMS also assists individuals who have left the UAE without paying off their debts. Despite job opportunities, they fear legal consequences upon their return. We negotiate on their behalf to settle their debts, enabling them to start anew in the UAE.