IDMS is well aware that debt problems can be mentally and physically exhausting for individuals trapped in them. Our first step is to arrange a one-on-one meeting to analyze the individual’s current financial situation. This helps us understand past due payments and current obligations such as credit cards and personal loans. Individuals often sacrifice their needs to meet debt obligations, which can prove futile. Therefore, we provide multiple proposals to alleviate this burden. Our debt consultants assist in developing strategies to regain control over repayments.